Professional liability
A dual trigger for injury and third-party financial loss, designed to avoid gaps between professional exposures.
Medical insurance
Flexible organisational protection
MEDICAL LIABILITY PROTECT
A flexible, modular solution bringing together professional and general liability for modern medical professionals, practices and organisations.
Specialist medical cover Subject to underwriting
Healthcare organisationsO–04
Protection in depth
Cover built around the realities of your work.
Medical organisations face evolving professional, regulatory, cyber and contractual risks. Modular cover can be shaped around the activities and scale of the business.
General liability
Legal expenses and compensation claims for third-party injury unrelated to medical services or damage to property.
Cyber and privacy
Privacy breaches, system damage, business interruption and cybercrime, with proactive cyber protection included.
Loss mitigation costs
Defined support where existing or imminent litigation may exceed the limits of other policies in place.
Court attendance
Costs incurred by attending court in relation to a claim or loss covered by the policy.
Legal expenses
Defence costs for selected criminal prosecutions, employment disputes and contractual disputes.
Employers’ liability
An available extension for employee injury or occupational illness arising from their work.
Reputation and brand
Public relations consultancy costs, up to the applicable sub-limit, to mitigate reputational damage.
Risk appetite
Broad protection across the healthcare sector.
Individual practitioners
Medical professionals who need protection for both injury and financial-loss allegations.
Clinics and practices
Single or multidisciplinary practices delivering diagnosis, treatment and related healthcare services.
Allied health
Allied health professionals, diagnostic services, treatment services and medical aesthetics providers.
Larger organisations
Medical organisations operating across multiple disciplines, locations or contractual relationships.
Application
Tell us about your work and the protection you need.
Your answers help the insurer assess the risk and shape the terms available.