Medical malpractice
Claims alleging negligence arising from clinical and medico-legal practice, including Good Samaritan acts and defamation.
Medical insurance
Doctors medical malpractice
DOCTORS & NHS PRACTITIONERS
Liability protection for doctors, consultants and NHS practitioners, including qualifying private and medico-legal activities.
Specialist medical cover Subject to underwriting
Clinical practiceC–02
Protection in depth
Cover built around the realities of your work.
Clinical allegations, professional hearings and cyber incidents can affect both finances and the licence to practise. The policy brings these connected risks together.
Cyber and privacy
Cyber threats, extortion, business interruption and patient or employee notification following a breach.
Public liability
Third-party property damage or bodily injury that does not form part of medical care.
Legal expenses
Professional hearings, NHS or GMC matters, coroner inquests, selected prosecutions, employment disputes and HMRC enquiries.
Court attendance
A daily allowance for attending court in relation to an insured claim or loss.
Reputation protection
Specialist public relations support to mitigate damaging publicity.
Employers’ liability
An available extension for employee injury or occupational illness arising from work.
Bespoke underwriting
Terms shaped around the doctor’s activities, employment and private practice.
Risk appetite
Cover shaped around the way you practise.
Core appetite
NHS doctors and consultants, together with doctors specialising in occupational health, sexual health, travel health, well-person services and fitness-to-work assessments.
Considered
Private GPs, aesthetic practitioners and doctors specialising in driver medicals may be considered following underwriting review.
Ordinarily declined
Functional medicine is ordinarily outside the stated appetite.
Brochure summary
Available limits and benefits
Medical malpractice / public liabilityUp to £10m aggregate
Brand and reputationUp to £100,000 each claim
Court attendanceUp to £1,000 per day / £100,000 aggregate
Cyber and privacyUp to £1m
Employers’ liabilityUp to £10m
Legal expensesUp to £250,000 each claim / £1m aggregate
Minimum deductibleNil
Minimum premiumNo minimum
24/7 medico-legal helpline
Cyber response mobile app
25-year extended reporting period
Application
Tell us about your work and the protection you need.
Your answers help the insurer assess the risk and shape the terms available.